Privacy Policy

1. Introduction

DSCRFinder.com ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website at dscrfinder.com (the "Site").

The Site does not currently operate a lead form or lender-matching service. We do not ask for your name, phone number, or property details, and we do not pass any information to lenders. Links to lenders are ordinary outbound links; once you follow one, that lender's own privacy policy governs anything you submit to them.

Please read this policy carefully. If you disagree with its terms, please discontinue use of the Site. By using the Site, you agree to the collection and use of information in accordance with this policy.

2. Information We Collect

Information You Provide Directly

None. The Site has no lead form, no account system, and no newsletter signup. Figures you type into the DSCR calculator are processed entirely in your browser — they are never transmitted to us or stored anywhere. If you email us at hello@dscrfinder.com, we hold that correspondence only to reply to it.

Information Collected Automatically

When you visit our Site, we may automatically collect:

• IP address and approximate location
• Browser type and version
• Pages visited and time spent
• Referring website
• Device type and operating system
• Cookies and similar tracking technologies

3. We Will Not Contact You

Because we collect no contact information, DSCRFinder.com does not call, text, or email you, and we have no lender partners who could do so on our behalf. We make no Telephone Consumer Protection Act (TCPA) consent request of any kind.

If we later add a lender-matching service, it will carry its own explicit consent checkbox and a full TCPA disclosure, and this policy will be updated before that form goes live.

4. How We Use Your Information

We use the limited analytics data described in Section 2 to:

• Understand which guides and tools visitors actually use
• Measure Site traffic, performance, and errors
• Improve our website and user experience
• Comply with legal obligations

We do not build advertising profiles, and we do not use this data to identify individual visitors.

5. Sharing Your Information

We share no information with lenders. We have no lender partners, no lead-aggregator relationships, and no referral arrangements of any kind. The only third parties that receive data are:

• Service Providers: The analytics and hosting vendors that operate the Site (Vercel Analytics, PostHog, and Google Analytics), which receive the automatically collected technical data described in Section 2.
• Legal Requirements: When required by law, court order, or governmental authority.

We do not sell your information to data brokers or unrelated third parties.

6. Cookies and Tracking

We use cookies, web beacons, and similar technologies to analyze Site traffic and improve user experience. You can control cookie settings through your browser preferences. Disabling cookies may affect some Site functionality.

We may use Google Analytics or similar analytics services to understand how visitors use our Site. These services may collect information about your use of the Site and other websites.

7. Data Security

We implement reasonable technical and organizational measures to protect your personal information from unauthorized access, use, or disclosure. However, no internet transmission is 100% secure, and we cannot guarantee absolute security.

8. Your Rights

Depending on your location, you may have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate data
• Request deletion of your personal information
• Opt out of marketing communications
• Withdraw consent to data processing (where applicable)

To exercise these rights, contact us at privacy@dscrfinder.com. We will respond within 30 days.

9. California Residents — CCPA Rights

California residents have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information is collected, the right to delete personal information, and the right to opt-out of the sale of personal information. We do not sell personal information as defined by CCPA. To submit a CCPA request, contact privacy@dscrfinder.com.

10. Children's Privacy

Our Site is not directed to individuals under 18 years of age. We do not knowingly collect personal information from minors. If you believe we have collected such information, contact us immediately.

11. Changes to This Policy

We may update this Privacy Policy periodically. We will notify you of significant changes by posting the new policy on this page with an updated "Last Updated" date. Your continued use of the Site after changes constitutes acceptance of the revised policy.

12. Contact Us

If you have questions about this Privacy Policy, please contact us:

• Email: privacy@dscrfinder.com
• Website: dscrfinder.com/privacy